Cilar

Cilar is a personal finance expert sharing practical strategies to save money, budget effectively, and make smarter financial decisions. CentstoSense provides actionable tips, top finance apps, and insights to help readers achieve financial stability, reduce money stress, and build long-term wealth.

5 ITR Filing Mistakes That Will Get You an Income Tax Notice

5 ITR Filing Mistakes That Will Get You an Income Tax Notice Infographic showing a red WARNING stamp over an Income Tax Notice document crossed out with a red X, illustrating 5 common ITR filing mistakes to avoid.

Filing your income tax return filing is an annual responsibility for every taxpayer. However, the process can be fraught with potential errors that may trigger scrutiny from the Income Tax Department. In 2025, with the increased use of AI and data analytics, the department is more efficient than ever at flagging discrepancies. This article outlines […]

Got an Income Tax Scrutiny Notice? Do THIS Now

Got an Income Tax Scrutiny Notice? Do THIS Now Infographic for an income tax scrutiny notice article, featuring a large red Alert stamp, a green checklist, and icons for a clock, document, and shield on a dark blue background.

Receiving an income tax return scrutiny notice can be unsettling, but it’s a situation many taxpayers are facing. In 2025, the Income Tax Department has significantly ramped up its scrutiny efforts, with a surge in notices being issued under Section 143(2). Understanding why this happens and how to respond correctly is key to resolving the […]

Forgot SBI ATM PIN? Generate New PIN in 2 Minutes (3 Working Methods)

Forgot SBI ATM PIN? Generate New PIN in 2 Minutes (3 Working Methods) Forgot SBI PIN solution thumbnail - showing SBI debit card with green checkmark, 3 methods to generate ATM PIN in 2 minutes using YONO app, online banking and ATM

Learn Exactly How to Generate SBI ATM PIN Quickly If you’re searching for how to generate SBI ATM PIN, you’ve come to the right place. Many SBI customers face situations where they need to generate a new ATM PIN quickly. Whether you’ve forgotten your PIN, received a new card, or want to change it for […]

SME IPO Explained: Definition, Process, and Key Benefits

SME IPO Explained: Definition, Process, and Key Benefits SME IPO Explained - illustration showing a golden coin with green growth arrow and city skyline, representing small business growth and public investment opportunities

If you’re an investor looking for new opportunities or a business owner considering growth options, you might be asking: what is SME IPO? This financial instrument has become increasingly popular in recent years, offering a unique pathway for small and medium enterprises to access public capital markets. In this comprehensive guide, we’ll break down everything […]

GMP in IPO: The Hidden Signal That Moves Millions

GMP in IPO: The Hidden Signal That Moves Millions GMP in IPO: Hidden signal revealing stock market chart with upward arrow and magnifying glass showing Grey Market Premium impact on IPO investments

How Grey Market Premiums Create Fortunes, Fuel Speculation, and Shape Market Sentiment in the High-Stakes World of Public Offerings What is GMP in IPO? Understanding the Grey Market Ecosystem Why Does GMP Matter? The Mechanics of GMP Calculation Factors Influencing GMP Limitations and Risks of Relying on GMP GMP Case Studies GMP in IPO: Questions […]

7 Instant Cash Advance Apps With NO Credit Check & No Interest

7 Instant Cash Advance Apps With NO Credit Check & No Interest A person looks relieved as cash bursts from their phone screen, illustrating instant cash advance apps with no credit check.

Facing an unexpected expense before payday? You’re not alone. In today’s fast-paced world, a growing number of people are turning to instant cash advance apps for a quick financial bridge. The best of these apps offer a modern solution without the traditional hurdles of credit checks or the burden of interest charges. This guide explores […]

Instant Approval: Online Cash Advance – No Credit Check Required!

Instant Approval: Online Cash Advance – No Credit Check Required! Online cash advance no credit check instant approval thumbnail

Life throws unexpected expenses our way. A sudden car repair, an urgent medical bill, or an unforeseen home repair can leave you scrambling for funds. When time is of the essence and your credit history isn’t perfect, traditional loans might seem out of reach. But what if there was a fast, accessible solution? Enter the […]

BBMP Property Tax 2025-26 – Complete Guide: Payment, Receipts, Calculator, and Penalties

BBMP Property Tax 2025-26 – Complete Guide: Payment, Receipts, Calculator, and Penalties BBMP Property Tax 2025-26 online payment and receipt guide with Bengaluru skyline

BBMP property tax is a mandatory civic tax for all property owners in Bengaluru. Paying it on time ensures uninterrupted access to municipal services and avoids penalties. Many property owners have questions like how to pay BBMP property tax online, download receipts, check tax status, and calculate penalties. This guide provides a step-by-step process for […]

Top Ways Businesses Can Address Online Payment Security in E-Commerce!

Top Ways Businesses Can Address Online Payment Security in E-Commerce! Secure Online Payments in E-Commerce

As e-commerce continues to grow, online payment security has become a major concern for businesses and customers alike. One of the most common questions is: how can businesses address the security concerns of online payments in e-commerce? While some may suggest only accepting cash payments or avoiding online platforms, these approaches are not practical in […]

Discover the Security Feature That Makes Digital Cash Safe for Online Payments!

Discover the Security Feature That Makes Digital Cash Safe for Online Payments! Person making secure online payments with glowing digital cash symbols, credit card, PIN, and lock icons in the background

In the modern digital era, understanding which security feature makes digital cash more reliable for online transactions is essential for protecting your money. The safety of online payments depends on several key aspects, including the use of credit card numbers, password and PIN protection, immediate transaction completion, and faster processing speeds. These features together ensure […]