Comprehensive Guide: Practical steps for graduates who struggle with student loan payments, including who to contact, repayment options, and tips to avoid delinquency or default. Introduction Many graduates face challenges when it’s time to start repaying student loans. It’s common to ask, who should you contact if you have trouble making payments once you leave … Read more
Updated Guide: Everything you need to know about contacting the right people when it’s time to enroll in a student loan repayment plan. Introduction Managing student loans can be overwhelming. One of the most important decisions you’ll make as a borrower is enrolling in the right repayment plan. Whether you’re graduating, ending your grace period, … Read more
When it comes to safeguarding your hard-earned money, understanding the protections offered by banks and credit unions is essential. One key aspect of financial security is knowing whether your savings are insured. In the United States, two primary organizations provide this insurance: the Federal Deposit Insurance Corporation (FDIC) and the National Credit Union Administration (NCUA). … Read more
Introduction Many taxpayers panic when they receive an Income Tax Demand Notice 143(1) from the Income Tax Department. However, this notice is a routine intimation sent under Section 143(1) of the Income Tax Act, 1961. Understanding what it means, why it’s sent, and how to respond properly can save you from unnecessary stress and penalties. … Read more
Verifying a GST number is crucial to ensure that the businesses you deal with are legitimate and GST-compliant. This step-by-step guide explains how to check GST numbers online in India easily and accurately. What is a GST Number? A GSTIN (Goods and Services Tax Identification Number) is a 15-digit unique identifier assigned to every GST-registered … Read more
Updated: September 2025 — Everything a beginner and income investor needs to know about dividend stocks, ETFs, yields, and building a sustainable dividend portfolio. Contents What are dividend stocks? Why dividends matter in 2025 Key metrics: yield, payout ratio & more Types of dividend-paying investments Top dividend ETFs & popular stock picks (2025) Dividend investing … Read more
Quick summary: there are several legitimate ways to move funds from a credit card into a bank account — each method has different fees, processing rules and eligibility. This guide explains the options, step-by-step instructions, costs, and safety tips so you can choose the right route for your situation. Contents Overview: is this allowed? Ways … Read more
Understanding remittance, remit, and remitted is vital, whether you’re sending money home, paying overseas bills, or running a business that deals internationally. In this guide, you’ll discover the full meaning of remittance, how remittance transfers work, rules & rights, costs, and tips to make safe and cost-effective transfers. 1. What Is Remittance? Definition & Origin … Read more
In India, two of the most popular investment choices for retail investors are Fixed Deposits (FDs) and Mutual Funds. Both options have distinct features, advantages, and limitations. With financial goals becoming more complex, investors often wonder: Which is better – Mutual Funds or Fixed Deposits? This in-depth guide compares mutual funds vs fixed deposits across … Read more
For young professionals worldwide, managing money effectively is the foundation of long-term financial success. In 2025, the financial landscape continues to evolve, and building strong personal finance habits early can help achieve financial freedom, reduce debt, and secure a prosperous future. This guide will cover everything from budgeting and saving to investing and learning from … Read more