What Really Increases Your Total Loan Balance – Avoid These Costly Mistakes!

Stressed man holding loan papers, worried about increasing loan balance

When it comes to borrowing money, whether it’s a student loan, mortgage, or personal loan, understanding what increases your total loan balance is crucial. Many borrowers focus only on the monthly payments, without realizing that certain actions—or inactions—can make their debt grow faster than expected. In this guide, we’ll break down all the factors that … Read more

What Percentage of Your Gross Salary Should Your Student Loan Payment Be?

Calculator, student loan documents, and percentage sign showing 8% for affordable student loan payments by CFPB.

Comprehensive Guide: Learn how the Consumer Financial Protection Bureau (CFPB) helps borrowers keep student loan payments affordable and avoid delinquency or default. Introduction Many borrowers are asking, what percentage of your gross salary does the Consumer Financial Protection Bureau suggest your student loan payment be in order to be affordable and limit your risk of … Read more

Who Do You Contact When It’s Time to Enroll in a Repayment Plan? Find Out Here!

Smiling graduate holding a phone with checklist showing who to contact for student loan repayment plan enrollment

Updated Guide: Everything you need to know about contacting the right people when it’s time to enroll in a student loan repayment plan. Introduction Managing student loans can be overwhelming. One of the most important decisions you’ll make as a borrower is enrolling in the right repayment plan. Whether you’re graduating, ending your grace period, … Read more

How to Master Your Money in 2025: Proven Financial Tips for Saving & Investing

Master your money 2025, Proven financial tips, Saving and investing strategies,

A practical, step-by-step guide to budgeting, saving, investing, debt management, insurance, taxes, and money tech — tailored for readers around the world. Introduction: Why Financial Stability Matters in 2025 In 2025, the global economy remains dynamic: inflationary pressures in some regions, technological disruption, evolving labour markets, and new financial products make active money management more … Read more