Financial Planning

How Much of Your Salary Should Go to Student Loans? CFPB’s Expert Recommendation Explained

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Stressed person holding student loan papers, worried about payment affordability

If you are a student loan borrower, it’s critical to check your knowledge what percentage of your gross salary does the Consumer Financial Protection Bureau suggest your student loan payment be in order to be affordable and limit your risk of delinquency and default? Understanding this guideline can help you make informed repayment decisions, avoid unnecessary … Read more

What Percentage of Your Gross Salary Should Your Student Loan Payment Be?

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Calculator, student loan documents, and percentage sign showing 8% for affordable student loan payments by CFPB.

Comprehensive Guide: Learn how the Consumer Financial Protection Bureau (CFPB) helps borrowers keep student loan payments affordable and avoid delinquency or default. Introduction Many borrowers are asking, what percentage of your gross salary does the Consumer Financial Protection Bureau suggest your student loan payment be in order to be affordable and limit your risk of … Read more

How to Save Money from Salary Every Month – Practical Guide

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Young professional saving money from salary with piggy bank and envelope, illustrating monthly savings tips and smart budgeting strategies

Saving money from your salary every month may seem challenging, especially with rising expenses and lifestyle demands. But with the right strategies, discipline, and planning, it’s entirely possible to consistently set aside money, build wealth, and secure your financial future. In this comprehensive guide, we will explore practical ways to save money from your salary, … Read more

40+ Best Ways to Save Money in 2025 — Ultimate Guide

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Illustration of a piggy bank with stacks of coins and cash showing 40+ best ways to save money in 2025 for personal finance tips and budgeting strategies.

Saving money remains one of the smartest moves you can make for your financial future. Whether you’re trying to build an emergency fund, pay off debt, or invest for retirement, learning practical ways to save money can make all the difference. This comprehensive guide covers more than 40 actionable strategies to reduce expenses, increase savings, … Read more

Personal Finance Tips for Young Professionals: Ultimate 2025 Guide

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Personal Finance Tips for Young Professionals: Ultimate 2025 Guide

For young professionals worldwide, managing money effectively is the foundation of long-term financial success. In 2025, the financial landscape continues to evolve, and building strong personal finance habits early can help achieve financial freedom, reduce debt, and secure a prosperous future. This guide will cover everything from budgeting and saving to investing and learning from … Read more

Complete List of Bank Holidays in September 2025 for India

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Complete List of Bank Holidays in September 2025 for India

Bank holidays play a vital role in the financial and personal planning of individuals, businesses, and organizations across India. Knowing the dates in advance allows you to manage banking transactions, stock market activities, and even plan vacations or long weekends efficiently. In this comprehensive guide, we provide a complete list of bank holidays in September … Read more

How to Save 5000 Rupees / $100 Extra This Month: Simple Hacks That Work

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How to Save ₹5000/$100 Extra This Month: Simple Hacks That Work

In today’s fast-paced world, saving money has become more of a challenge than ever. Rising expenses, impulsive spending, and lifestyle temptations often drain our wallets before the month ends. But what if I told you that you can save an extra ₹5000 (around $100) this month without making major sacrifices? Yes, it’s possible. With some … Read more

Index Funds vs. ETFs in 2025: Which Is Better for Beginners?

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Index Funds, ETFs, Investing for Beginners, Stock Market 2025, Passive Investing, Long-Term Wealth, Personal Finance, Investment Strategies, Financial Planning, ETFs vs Index Funds

New to investing and torn between index funds and ETFs? You’re not alone. Both are low-cost, diversified, and beginner-friendly. This guide explains how they work, where they differ in 2025 (fees, taxes, automation, and access), and a simple framework to choose the right one for you. Contents What Are Index Funds and ETFs? How They’re … Read more

How to Automate Your Savings in 2025: Smart Hacks for Stress-Free Money Growth

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Learn how to automate your savings in 2025 with apps, auto-transfers, and smart hacks. Build wealth effortlessly and grow your money stress-free.

Why Automating Savings is a Game-Changer Let’s face it—saving money isn’t always easy. Between bills, lifestyle expenses, and unexpected emergencies, setting aside cash can feel like an uphill battle. That’s where automation comes in. By using technology, you can set up systems that move money into savings automatically without you even thinking about it. In … Read more