If your annual tax liability (after TDS) is more than ₹10,000, you generally must pay advance tax in instalments during the year — not just at year end. This guide breaks down the due dates for FY 2025–26, how to compute payments, interest rules, and quick tips to avoid costly mistakes. Why advance tax matters … Read more
Saving ₹1,00,000 is a powerful first milestone — it builds financial discipline, funds emergencies, and kickstarts investing. In this comprehensive 2025 guide we’ll cover physical and digital saving box ideas, practical saving strategies, creative options, step-by-step plans (including the 52-week challenge), common mistakes to avoid, and an FAQ you can add to your post to … Read more
The envelope system is a proven way to control spending. Here’s how to adapt it for India in 2025 using UPI, budgeting apps, and simple automation—without losing the discipline that makes it work. Contents What is the Envelope System? Why the Method Still Works in India Best Apps for Digital Envelopes (with links) Step-by-Step Setup … Read more